1. 定义:'mortgages'指的是按揭贷款,即银行或其他金融机构向个人或公司提供的用于购买房产的贷款。
2. 类型:'mortgages'有固定利率和可调利率两种类型。固定利率贷款是指利率在贷款期间内不变,而可调利率贷款则是指利率根据市场变化而变化。
3. 风险:'mortgages'贷款可能存在的风险包括利率风险、信用风险、流动性风险等。
4. 流程:'mortgages'申请流程通常包括评估房屋价值、审核申请人的信用记录、审查贷款文件等步骤。
5. 影响:'mortgages'可以影响个人或公司的信用记录,并且可能影响他们未来的财务状况。
中英例句:
1. Many people use mortgages to buy homes. 许多人使用按揭贷款购买房屋。
2. Adjustable-rate mortgages can be risky if interest rates go up. 如果利率上升,可调利率贷款可能存在风险。
3. Banks assess the value of the property before approving a mortgage. 银行在批准按揭贷款之前会评估房产价值。
4. People with poor credit may not be eligible for a mortgage. 信用不良的人可能不符合获得按揭贷款的条件。
5. Failing to make mortgage payments on time can damage a person's credit score. 按时还款是避免对个人信用记录造成影响的关键。
翻译:房屋抵押贷款;抵押证券
读音:[ˈmɔrɡɪdʒɪz]
例句:
1. Most people need a mortgage to buy a house.
大多数人购房都需要贷房屋抵押贷款。
2. The bank offered me a good mortgage rate.
银行给了我一个不错的房贷利率。
mortgages在中文中有"抵押贷款、房屋贷款"的意思,作为名词时有"的复数"的意思,在线读音是[mortgages],mortgages是一个英语名词,在《英语汉语大辞典》中,共找到29个与mortgages相关的例句。
Mortgages的词典翻译
1.抵押贷款
例句:Once we're not paying two mortgages, we'll be fine. (一旦我们不用同时还两处房贷 就会好起来的)
2.房屋贷款
例句:You also need things like life insurance and PPOs and unromantic things, like mortgages. (你也需要一些健康保险 和医疗保健之类的东西,还有不浪漫的东西,比如贷款)
3.的复数
例句:Still unresolved is whether or not to include changes to bankruptcy law that would give judges the right to change the terms of mortgages. (目前悬而未决的问题包括是否对破产法进行修订,允许法官有权修改抵押贷款条款。)
4.财产贷款、的复数
例句:Homeowners struggling with their mortgages perhaps doubt that a zillionaire understands their plight. (翻译:为房屋抵押而奋斗的私房业主也许会怀疑一个亿万富翁是否了解他们的状况。)
用法及短语
mortgages一般作为名词使用,如在endowment mortgages([网络] 抵押贷款)、farm mortgages(un. 农产抵押)、first mortgages([经] 第一抵押权)等常见短语中出现较多。
endowment mortgages | [网络] 抵押贷款 |
farm mortgages | un. 农产抵押 |
first mortgages | [经] 第一抵押权 |
household mortgages | 家庭抵押债务 |
law of mortgages | [网络] 法律 |
reverse mortgages | [网络] 反向抵押贷款;反向房屋抵押贷款;逆向抵押贷款 |
second mortgages | 【经济学】二次抵押;第二抵押权 |
tracker mortgages | [网络] 跟踪抵押贷款 |
Welsh mortgages | [网络] 承按人 |
例句
1. Still unresolved is whether or not to include changes to bankruptcy law that would give judges the right to change the terms of mortgages. (翻译:目前悬而未决的问题包括是否对破产法进行修订,允许法官有权修改抵押贷款条款。)
2. Homeowners struggling with their mortgages perhaps doubt that a zillionaire understands their plight. (翻译:为房屋抵押而奋斗的私房业主也许会怀疑一个亿万富翁是否了解他们的状况。)
3. The securitisation of mortgages was an innovation that led unwittingly to what Wall Street calls "betting the company" . (翻译:按揭证券化是一种创新,不知不觉中导致华尔街所称的“押注公司”的行为。)
4. Nothing's changed, really. Marriages and mortgages. (翻译:什么都没变,死气沉沉的婚姻和债务更是一成不变)
5. National banks can package their own mortgages and underwrite them as securities. (翻译:国家银行可以组合包装自己的的抵押贷款,以证券形式承销。)
6. Instead, arguably, it was the excess securitisation of US subprime mortgages that unexpectedly set off the current solvency crisis. (翻译:相反,可以说,正是美国次债的过度证券化出乎意料地引爆了当前的偿付危机。)
7. We gave him an example of Countrywide and 150 different complex adjustable-rate mortgages. (翻译:我们列举了全国信贷公司的例子 - 以及150个被调整评级的抵押贷款项目)
8. One possible blind spot is that the dodgiest mortgages all behave similarly in times of stress. (翻译:盲点可能在于,抵押贷款包装得再好,该跌的时候都会跌。)
9. Neither predatory lending nor the selling of mortgages on false pretenses caused the crisis. (翻译:即不是掠夺性借贷,也不是利用虚假借口销售抵押产品造成了危机。)
10. America's riskiest mortgages are crumbling. How far will the damage spread? (翻译:美国风险最高的抵押贷款正在崩溃造成的损害会有何种程度的蔓延。)
11. The third option would be to keep the FHA and sell reinsurance on a broader range of mortgages. (翻译:第三个方案是,联邦房屋管理局职能依旧,但可以在更广的抵押贷款范围内再保险。)
12. Better mortgages and CDOs are selling for 70 cents on the dollar. (翻译:更好的抵押贷款和债务抵押债券都是按70美分卖的。)
13. Therefore, the parties entered into a real estate property only mortgage collateral contract does not lead to the emergence Mortgages. (翻译:因此,当事人仅就抵押房产签订了房地产抵押合同并不导致抵押权的产生。)
14. Many of these people have stories to tell of being duped into taking on mortgages that they did not understand and could not afford. (翻译:其中许多人都称都欺骗去借了他们既不了解也不能负担的抵押贷款。)
15. PHF mortgage loans carry lower rates than commercial mortgages. (翻译:公积金的贷款利率低于商业贷款利率。)
近义词&反义词
mortgages作为名词的时候,其近义词以及反义词有1、s3/0、mortgage等。
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